Access Payroll
Convenient, fast and transparent personal loans especially crafted for salary earners.
Your credit score will NOT be affected

Loan Program Highlights

Access up to ₦5,000,000
If you are an employee looking for an emergency cash, you may be eligible to receive funds directly into your bank account.

No collateral. No guarantors. No paperwork
These loans are typically backed by salary payments and provided repayment instruments are used to achieve collections till loan expiry.

Same day funding
3 Easy Steps to Apply for Access Payroll
Access Payroll is a personal credit granted to salary earners employed by either a private or public organization for a monthly loan repayment. These loans are typically backed by salary payments.

Apply online
Our Payroll application process is fast and secure. Apply in minutes from any device.
Receive your money
Once approved you will receive your funds directly into your bank account. Same day funding available after loans are signed.
Repayment Setup
With a stress-free repayment setup, you can repay on or before the due date to increase your chances of receiving a higher loan amount and lower interest rate for your next loan.
Our Competitive Advantage

Fast Approval Process
Our loan application & approval process list is fast and convenient.

No Credit Score Required
Your credit score will not be affected when applying.

No Prepayment Fees
We will not charge you any prepayment fees.

Boost Your Credit History
Establish or improve a good credit history.

Same Day Funding
We offer same day funding for qualified customers.

Reasonable & Worry Free
Payments
We will help you set up repayments so you don’t have to worry about payment reminders
Frequently Asked Questions
Anyone who wish to bridge the financial gap, have not declared recent bankruptcy, and is at least 18 years old. To check if you qualify, apply online and follow the steps provided. If you have any further questions you can contact us at help@accessloan.online
Hardworking employees/entrepreneurs are more than just a credit score. We do not pull your credit or verify your score at the time of application.
Some of the documents that may be requested from you during the application process include: I.D (Drivers license, International Passport). We invite you to start an application as the process showcases all of the information needed for that specific loan, including required documentation and terms. We make it very simple and clear – https://accessloan.online/sign-up
Customer Reviews are Proof of Excellence
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The thing is, Access Loan is simply the best. Because, in my one year of searching, I have never encountered an exceptional services like this.
Uchendu A.
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Access Loan provides reliable loans for employees. The approval process is simple and quick, and they disburse money fast to your account without delay. I enjoy doing business with access loan.
Brenda J.
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First off this is real… my review is real… I know sometimes I wonder and second guess when I see 5 stars, however this is legit!! I gave 5 stars bc of how easy and fast the process was and in addition, there are different ways you can repay your loan. I would highly recommend it to my friends, family and colleagues.
Suzan C.
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This was one of the easiest and quickest processes I’ve ever experienced! I would recommend it to anyone in need!
Sa'adat M.